Fees, rewards, exclusions and lounge benefits can change. Verify current issuer terms before applying.
| Joining fee | Check latest |
|---|---|
| Annual fee | Check latest |
| Fee waiver | Check current issuer waiver terms |
| Category | General |
| Network | Verify with issuer |
| Welcome benefit | Check current issuer offer |
| Reward rate / value | Check current reward terms |
| Rewards | Check current issuer rewards programme. |
| Cashback | Check current cashback terms, caps and exclusions. |
| Lounge | Check current lounge-access policy. |
| Fuel / Dining | Check current fuel-benefit terms. Check current dining and partner offers. |
| Forex markup | Check current forex markup |
Eligibility overview
Approval is subject to IndusInd Bank's current credit policy, income criteria, location, credit profile and other underwriting checks.
Benefits
Useful for comparison when its current rewards, fees and benefits match your spending pattern.
Points to check
Benefits, caps, exclusions, fees and eligibility can change. Review the latest issuer terms before applying.
Income guidance
Issuer-specific
✓ Review & Source
Reviewed by 1F India Editorial TeamLast reviewed: 26 Sep 2026₹ Calculate True Value
Estimate annual rewards minus annual fee using your own spending assumptions.Open 1F True Value →Before you apply
Compare annual fees against benefits you will realistically use. Review reward caps, excluded categories, finance charges and foreign-currency costs.