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SMART LOAN COMPARISON

Get the right personal loan with a clear EMI plan.

Explore lender-wise options, review official-source fields and estimate your repayment before you apply.

✓ Live EMI calculator✓ Official-source links✓ Bank/NBFC comparison✓ Mobile friendly

Live Personal Loan EMI Calculator

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Illustrative calculation only. Actual rate, EMI and approval depend on lender policy and applicant profile.
LENDER-WISE OPTIONS

Compare Personal Loans

Published terms can change. Verify current terms on the lender's official website before applying.

2 products
Rates, fees and eligibility are profile-dependent and may change. Starting rates are shown only when present in verified product data.
State Bank of India logo
State Bank of IndiaPublic Sector Bank

SBI Personal Loan

Overview of SBI personal-loan eligibility and costs.
InterestVerify current SBI personal-loan rate
TenureVaries by product
Loan amountCheck lender
Processing feeAs per current SBI schedule
Last verified: 2026-09-26
HDFC Bank logo
HDFC BankPrivate Sector Bank

HDFC Bank Personal Loan

Overview of HDFC Bank personal-loan information.
InterestVerify current HDFC Bank personal-loan rate
TenureVaries by product
Loan amountCheck lender
Processing feeAs per current bank schedule
Last verified: 2026-09-26
BEFORE YOU APPLY

Personal Loan Essentials

Eligibility

  • Income and repayment capacity
  • Credit profile and existing obligations
  • Applicant age and chosen tenure
  • Lender-specific policy and product criteria

Common Documents

  • PAN and accepted KYC/address proof
  • Income proof / salary slips or business financials
  • Bank statements
  • Loan-specific supporting documents requested by lender

Costs to Compare

  • Interest rate and reset terms
  • Processing/documentation charges
  • Prepayment/foreclosure conditions
  • Other lender-specific fees and conditions

1F India is an information/comparison platform. It does not guarantee approval or a particular rate. Verify product terms with the lender before making a financial decision.