Official-source verified

SBI Personal Gold Loan

SBI · Gold Loan · Verified 2026-09-28

Current-information rule: Provider terms can change. 1F India records verified facts and links the official source; the provider's latest terms prevail.

Interest / Return

8.75%-10.00% depending on repayment variant on cited official page

Amount / Cover

₹20,000 to ₹50 lakh

Tenure / Frequency

3/6/12 months bullet; up to 36 months EMI/OD

Fees / Charges

Variant-specific; see official source

Eligibility

Age 18+; individual with steady source of income; official page says no income proof required

Documents

Application/photos; identity/address proof; additional disbursement documents

Key Benefits

Multiple bullet/EMI/OD variants; loan against eligible pledged gold

Important Conditions

Gold purity/weight and margins apply; rates subject to change

Official source

Last verified: 2026-09-28

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