Important: Product rates and fees are date-sensitive. Verify current terms with State Bank of India before applying.
| Interest / APR | Verify current SBI personal-loan rate |
|---|---|
| Processing fee | As per current SBI schedule |
| Loan amount | — to — |
| Tenure | Varies by product |
| Minimum income | Product-specific |
| Credit profile | Credit assessment applies |
Eligibility
Eligibility depends on income, profile, obligations and credit assessment.
Documents commonly required
KYC, income proof and statements may be required.
Prepayment / Foreclosure
Check current closure terms.
Pros
Public-sector comparison option.
Points to check
Availability may depend on customer segment.
Best for
Borrowers comparing unsecured loans.
✓ Review & Source
Reviewed by 1F India Editorial TeamLast reviewed: 26 Sep 2026₹ Loan Cost Meter
Estimate EMI, total interest, processing fee and total cash outflow.Calculate True Cost →How to evaluate this loan
Compare the full borrowing cost, not only the advertised interest rate. Review processing fees, repayment flexibility, prepayment conditions and total interest over the chosen tenure.